Money: The Subject Nobody Talks About

money management

Today, I’d like to write about one of the most taboo subjects around. No, not non-monogamous relationships; not politics or religion, either. I’m referring to… money.

For some reason, it seems to be more acceptable to talk about STDs than about money. My own experience mirrors this: Whenever I publish an article or video on the subject, it gets a fairly low number of views. Why, then, do I continue addressing it?

The answer is: Because it’s important and because you’ll never be able to truly prioritise your passion(s) unless you sort out your money mindset and the actual management of your finances and put them on rock-solid feet. Another reason is that it’s utterly ridiculous to shun a subject so mundane, one that’s so vital for our lives.

I’m going to look into the reasons why people resist the subject. Then I’ll give you rock-solid ways out of the taboo and towards a healthy, even joyful money management.

Want to get Wild Spirits News from me once a week? Free coaching magic, book recommendations and offers exclusive to subscribers (100% spam free!):

Wild Spirits News

You’ll receive a weekly newsletter. Unsubscribe at any time.
I’ll never share your details.


Why is money (management) a dirty word?


I have googled it, read books and psychological articles, and talked to literally hundreds of people about the subject. It’s part of my Coaching programs, after all! From all of this, several trends have emerged:

– The first is discomfort. People are embarrassed to talk about money for manifold reasons. We don’t learn about money management in school, so most people don’t know the first thing about budgeting, saving, or investing. The older they get, the more uncomfortable they are about this, and end up avoiding the subject altogether.

– There also seems to be a remnant of an aristocratic arrogance in the sense of: “Money is something you have, not something you talk about”. This one is particularly baffling, because clearly the only people who profit from this kind of attitude are employers who pay their employees unfair or vastly different salaries. Nobody ever finds out because of the taboo.

– Related to the second point, but in contrast to it, is the view of rich people as bad and greedy. This attitude is widespread – just check out memes on social media! It’s not surprising that people should wish to avoid being seen as someone to whom money is important.

– The last reason is embarrassment. People feel vaguely ashamed for not having or earning more and don’t want to admit they don’t have money management figured out. Others are ashamed because they earn a lot, which feeds into the previous point: They are afraid to be seen as one of the “filthy rich”.

Reading the above, where do you fit? I have yet to come across a human with a naturally healthy attitude to money. We all fall into one, or even several, of the categories I listed. Knowing yours will give you an advantage in moving forward.

subject nobody talks about

The effects of the taboo


I’ve already mentioned some of the effects: people being embarrassed about even having money, because it’s supposed to be a dirty and immoral thing. Injustice and inequality are being perpetuated.

On the personal level, however, the tragedy is that so many people never get educated about their finances and will always regard the subject of money from an emotional place of either fear, disgust, or avoidance.

Barring a move to an off-the-grid lifestyle in a functioning community where barter still flourishes, you’re going to be forced to deal with money pretty much daily for the rest of your days. When you look at the above three emotions, is this really how you want to feel about something so central in your life?

Might it be time to turn things around? Might it be time to face the subject, change your beliefs about it, and learn the joy of money?

Tackling your money mindset


You’ve already got a head start on this process by finding out what your negative beliefs about money are (see “Why is money a dirty word?” above). Now in order to get rid of a belief, you need to do the following:

Weaken the existing belief: Imagine your belief is a table resting on four legs. You’ll now proceed to break off these legs by finding tangible proof that your belief isn’t true. For example, if you think all rich people are awful, go and look up the amazing good some people do (such as buying up whole stretches of rainforest for the sole purpose of preservation).

Replace it with a new, helpful belief: Now find a belief that will take the place of the one you’d like to let go of. If your belief was that rich people are awful, find something true like: “Many rich people are wonderful people who do a lot of good. Money makes people more of what they already are.”

Of course there are many other facets to creating an abundance mindset. Once you tackle your beliefs, you’re off to a great start, though.


Learning money management


Now that you’re working on your mindset, you need to also learn the nuts and bolts of financial management. There are many books on the subject, and if you’re subscribed to Wild Spirits News, you also get regular “Money Corner” tips and advice.

Set up a monthly budget that includes categories for fun stuff such as you passions. There should also be a percentage of your money reserved to be blown on silly things. The joy you’ll feel upon spending this money will in turn fuel your abundance mindset.

You can do courses, or learn from the ground up in my Wild Money program. It’s a combination of teaching you the principles of money management and investing on the one hand, and Coaching for an abundant, joyful mindset on the other. You probably never imagined that you’d approach finances with a happy, even playful attitude, and that you’d be better off for it! Come and try it out.

Whatever you do, please break the taboo about money. It’s okay to care about it. It’s okay to like money and enjoy it. It doesn’t make you a shallow person, unless you start valuing money for itself, rather than what it stands for and what you can do with it. All the real negativity around money starts when people put money before people or the planet, or seek to achieve power over others with it.

As long as you don’t do any of that, you’re free to enjoy money, buy yourself some luxuries, play and also give to others. And don’t forget to finance your passion(s), generously but within a solid budget. Your life will take on a sparkle it never had before.

Should You Turn Your Passion Into A Business?



I keep pointing out that your passion(s) should be a priority, no matter whether you’re a pro or a beginner. The joy you gain is more than enough reason to put it front and center.

However, many of my clients do have a wish to turn their passion into a career or business. They want to do what lights them up and earn money from it. It sounds like a dream, and it can be.

Your mission today is to find out whether you should turn your passion into a business, and how to prevent your dream from turning into a nightmare.

Want to get Wild Spirits News from me every week? Sign up for coaching magic, book recommendations and offers exclusive to subscribers (100% spam free!):

Wild Spirits News

You’ll receive a weekly newsletter. Unsubscribe at any time.
I’ll never share your details.


Task 1: Can you turn your passion into a business?


Obviously, this subject could (and does) fill volumes. Therefore, I’ll just give you a few questions to ask yourself to start with.

  • Are you good enough? You should of course provide quality. However, the vast majority of people underrate the value of what they have to offer.
  • Is there a genuine market for what you offer? Do people search for it?
  • Are you secure enough? Meaning, do you have savings to tide you over at least the first six months?
  • Can you perhaps start part-time to minimise the risk?

Turn your passion into a business

Task 2: Protect your passion and joy


Apart from all the nuts and bolts of business, there’s a huge pitfall that most people overlook: Can you protect your passion and joy from the harsh reality of business?

The truth is, business can be rough. I’ve met too many burnt-out artists, crafters etc. who have come to almost hate their passion because it got so entangled with having to make money. I make money with one of my passions too, so I know what it can be like.

It’s vital to preserve the joy in your passion. Create space where you can fool around with it, without any intention of producing something of value. Protect these spaces, and your business will never run out of its most important fuel: Your passion.

How To Align Your Finances With Your Values



Money still seems to have an “ick” factor for many of us. We associate riches with being materialistic and unspiritual, and in many cases, with being unscrupulous and exploitative.

What’s it got to do with you? The thing is, money tends to enhance who you are already. In order to get more, it helps to make sure you’ll “become more of” something you like being.

Your mission today is to align your finances with your values.

Sign up for Wild Spirits News for free weekly Coaching magic, resources and exclusive offers! Simply fill in the form:

Wild Spirits News

You’ll receive a weekly newsletter. Unsubscribe at any time.
I’ll never share your details.


Task 1: What are your values?


I’ve spoken about this subject before, so I’ll keep it fairly brief. Unlike beliefs, which are learned and can be changed, values are the unchangeable core of your very being. They make you who you are.

To find your top 5 values, I recommend downloading this free worksheet. Begin by highlighting every value that you think applies to you, spontaneously and without thinking about it too much. Then go deeper and use the knock-out system until you’re left with about 5 top values.

align finances with values

Task 2: Align your finances with your values


Next, look at where your money is going and check whether this is in alignment with your values. This is of course unique to you and your values! To make it a little less abstract, I’ll give you examples from my own finances:

  • One of my values is fairness and equality, and so I don’t invest in exploitative companies. My investments are in a “green fund” instead.
  • I have almost completely stopped buying clothes from shops. I buy handmade things from individuals with a passion for sawing and/or knitting on Etsy.

Am I perfect? Definitely not. But even adjusting parts of your spending and investing to match what you believe in, makes a big difference. More examples are fair-trade chocolate or coffee, ecologically friendly cleaning products and local fruit and veg rather than imported varieties.

Feeling good about what you do with your money can make a huge difference. It shifts your entire attitude and makes you more receptive to more abundance at the same time.

Stop Throwing Out Money? I Say: Go Right Ahead!



Hang on – don’t I usually advise managing your money, which includes saving and investing in order to become financially secure? Yes, I do.

However, there’s a danger in getting too fixated on saving and denying yourself a life in the present moment. In today’s mission, you’ll learn how much fun throwing out money can be, and how to do it whilst still growing your fortune.

Sign up for Wild Spirits News for free weekly Coaching magic, resources and exclusive offers! Simply fill in the form:

Wild Spirits News

You’ll receive a weekly newsletter. Unsubscribe at any time.
I’ll never share your details.


Task 1: How to spend and not go broke


I have talked about budgets in the past, and budgets are part of all my Coaching programs – because prioritising your passion and living your purpose requires you to have free headspace. You can’t be bogged down by money worries.

Usually, I recommend budgeting in percentages. That way, if your income increases, the percentages stay the same and you’ll simply have more money in each category – such as living costs, savings, etc.

This is where “throwing out money” comes in. Two budget categories I recommend are called “gifts” and “play” and should be 5-10% of your net income. Every month, you’ll have money to donate or buy presents with. You’ll also have “Play” money for yourself.

The only rule about “Play” money is that it can’t be spent on anything you need. It’s literally money to throw out the window and buy something silly that tickles your fancy.

throwing out money

Photo by Alexander Mils on


Task 2: Why “throwing out money” is important


Spending within your budget means that you can spend carelessly without ever getting into trouble. But there’s more to it.

All evidence points to the insight that spending Play and Gift money actually increases your wealth. Nobody is sure why this is so and the explanations sound a little far out: The universe likes you to enjoy yourself, or money is energy and energy needs to flow, not be hoarded.

Whatever the reason may be, overwhelming evidence is that spending money on things that make you and others happy, tends to attract more wealth. Try it!

2 Ways To Find Money For Your Passion



When I ask people why they don’t prioritise their passion more, the most frequent reply is: “Because I have no time,” followed by: “I don’t have the money for it.” Passions may be costly in terms of supplies or tuition, travel, or simply because time is indeed money to an extent and you need to be able to spare the money you could earn in the time you’re spending on your passion.

Your mission today is to learn two ways to find money for your passion.

Sign up for Wild Spirits News for free weekly Coaching magic, resources and exclusive offers! Simply fill in the form:

Wild Spirits News

You’ll receive a weekly newsletter. Unsubscribe at any time.
I’ll never share your details.


Task 1: Your true priorities


There are several reasons why I always talk about priority when I mention passions. Merely making more time for a passion is not going to cause the same transformation as actually prioritising it.

One of the things that shift is your finances. When you look at your spendings in the past month, you’ll notice what your true priorities are:

  • A big chunk will be living costs (rent/mortgage, food etc)
  • There will likely be distractions (subscriptions, impulse purchases, consumer goods)
  • Hopefully there’ll be investments
  • And there should be money for passions.

To free up money for the latter, you need to cut down on the distractions. It won’t feel like deprivation, because the more you focus on what lights you up, the less you need distractions.

In other words: Your task is to stop buying stuff!

money for your passion

Photo by Anny Spratt on


Task 2: Allocate money for your passion


If you don’t work with budgets yet, it’s time to get going. If you need any help with this, reach out. For a more thorough rework of your finances including your money mindset, check out Wild Money.

Basically, now that you know your spendings, you allocate percentages to it. Necessities, savings, gifts, etc. And 5-10 percent – depending on how much you earn – should be your passions budget.

Something happens when you consciously allocate money to something: it becomes important. It feels real and shows that you’re taking your passion seriously.